Insurance agents and insurance producers must obtain a license in every state in which they plan to work. Separate licenses may be required for agents to sell life, health, property and casualty insurance. Some states license business entities and other states only license individual agents and producers. Many states require pre-licensing courses and state examinations covering insurance fundamentals and state insurance laws. Many state authorities also have mandatory continuing education requirements every 2 years. Application and insurance license fees range depending on the state but every state requires some type of renewal of the license every 1-3 years.

Common penalties for noncompliance include blocked commissions and large fines ranging from a couple hundred to a couple hundred thousand dollars. A state may also suspend or revoke a future insurance license. Some states will issue an order of Cease and Desist from engaging in the business of insurance in that state. States may also have the unlicensed insurance agency or agent pay all valid unpaid claims of their customers.

1. We will save you time because our licensing specialists are well-versed in all state insurance license types, requirements, and applications.

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3. We will ensure that your application is filed correctly and that you are operating in compliance with the law.